Virtual Summit Recorded Webinar
(One of 25 webinars that were featured in PPG's August Virtual Pet Care Summit)
Presented by Laura Bridges from Business Insurers of the Carolinas
CEUs: PPAB 1
This presentation is designed to present Pet Professional Guild (PPG) members with an overview of insurance coverages that may be used to cover exposures to risk in their pet services businesses. It will go through PPG’s liability policy, including care, custody and control/animal bailee and veterinary medical coverages, as well as other general liability, professional liability, commercial property/equipment/business owners’ policies, workers’ compensation, commercial auto, bonding and umbrella policies. The presentation will include actual claims examples from the claims files at Business Insurers of the Carolinas in an effort to provide members with an understanding of the types of claims often seen and that are specific to the pet care/service industry.
- The importance of understanding the various insurance coverages that they need to properly cover their business.
- The differences between general and professional liability and the importance of reading coverage forms.
- The differences between PPG liability policy versus other policies on the market including differences between care, custody and control, animal bailee and veterinary medical expenses.
- The importance of workers’ compensation and how workers compensation law differs from IRS/tax law as it pertains to employee/employer relationships.
About the Presenter
Laura Bridges has been providing insurance and working with pet service professionals (dog trainers, pet sitters, pet groomers and boarding/daycare facilities) since she started working with Business Insurers of the Carolinas in August, 2000. She has headed the pet services department since 2002, specializing in insuring pet trainers, pet sitters/dog walkers, boarding kennels/daycares and pet grooming professionals. Laura works closely with David Pearsall, coowner of the company, and attends many association conferences each year, including the PPG Summit, meeting face to face with clients and working with them to reduce their exposures to risk.